Medicare Supplement Plans – Good Companies with Great Options

November 26, 2014 Posted by admin

imagecontentmedicareMedicare Supplement Plans are being purchased by droves of Seniors who are turning 65 and enrolling in Medicare for the first time. This is mostly due to the great financial health of the companies offering these policies, fabulous customer service, and affordable Medicare Supplement Plan prices. While many different companies offer the same exact Medicare supplement plans and benefits, many people appreciate quality and know the strong brand name strong companies. Aetna Medicare supplement plans are highly desirable because Aetna has an “A” rating by A.M. Best, which is a well known rating agency. This is a fine demonstration of financial health and all but ensures Aetna will be providing great service for years to come. Aetna has a strong brand and many seniors have had an Aetna health insurance policy at some point throughout their career and are familiar with the company. In addition, most doctors like working with Aetna as they are a top rated company with great medical provider support. One of the most important factors to consider when purchasing a Medicare Supplement Plan is the customer service provided by the insurance company. Aetna Medicare supplement plans have

Medicare Supplement Plan F When Getting An F Is Good!

May 5, 2015 Posted by admin

When someone is turning 65 most likely they are going to end up researching Medicare supplement plans. Medicare is controlled through the federal and state government and comes in three parts. Not everyone gets all three. Medicare supplement plans are also called Medigap plans that are offered that will help cover what Medicare leaves for you to take care of out of pocket. When you are looking for Medicare supplement plans remember that getting an F is good.

Medicare Part A is basically hospital insurance that covers you while you are admitted into a hospital for treatment. Part A covers other items however the essential gist of it is you have to be admitted to a hospital. Everyone that has Medicare will get Part A. There will be a $1,156 deductable (2012) attached to Part A which means that the first $1,156 from your bill belongs to you. If you happen to be unfortunate enough to be admitted to the hospital a few months in the future you get to pay the $1,156 deductable yet again.

Medicare Part B is called your doctor insurance and helps to cover your outpatient bills. Not every person gets Part B, but most do.

Tips to Help You Achieve G0438, G0439 Coding Success

May 1, 2015 Posted by admin

Here are five tips to stop denials and keep your annual visit claims picture perfect this year.

Apply G0438 to second year of coverage ge

Be wary of applying these codes to new Medicare patients coming in to your doctor’s practice this year. This is because Medicare will only reimburse the initial visit (G0438) during the second year the patient is eligible for Medicare Part B. Simply put, during the first year of the patient’s coverage, Medicare will only cover the Initial Preventive Physical Exam (IPPE), also known as the Welcome to Medicare exam.

CMS limits G0438 to one physician

If your FP sees the patient for the initial visit (G0438) and the patient sees a different physician during the next annual wellness visit, that second physician will only get reimbursement for the subsequent visit (G0439), despite never having seen the patient before.

Reason: CMS has indicated that when a patient returns to the same or new physician in a third year, they might only pay for the subsequent visit. As such, it’s vital that you convey this information to any new physician the patient goes to.

Add preventive services codes, if performed

You can bill

Qualities of a Good Gerber Medicare Supplement Company

May 1, 2015 Posted by admin

Medicare supplement plans should be embraced by every retired resident of the country. Supplement plan premiums may seem like added expenses at first, but these plans allow senior citizens to enjoy more affordable healthcare. Contrary to the belief o that insurance plans are merely financial endeavors, acquiring Medicare supplemental plans helps retirees get the professional medical attention they need at rates they can afford.

Despite the many benefits a retiree can get from having acquired Medicare supplement plans, there are still risk factors to consider. Insurance applications done through the Internet may pose risks of online scams and identity theft. That’s why it’s always important for senior citizens to carefully consider which private insurance company they should trust.

A good insurance company is specific in providing details of its services and payment options. They may be open to payment adjustments and negotiations, but these should be recorded in writing afterward. Insurance coverage and policies are clearly explained and clarified through personal meetings and proper documentation.

The best companies that offer the best Medicare supplement plans, like Gerber Medicare Supplement, are those that take time to consider the medical needs and financial capabilities of senior citizens. These companies

Medicare Supplement Insurance (medigap Insurance) Fixes The Gaps In Medicare

April 29, 2015 Posted by admin

We all want to stay healthy and live longer, but what does that mean in terms of a lifetime of medical costs? The longer we live, the more we end up spending on health care.

If you are serious about designing your best possible retirement, planning for preventive care and preparing for major medical expenses are crucial. It’s not too different from buying auto or homeowner’s insurance. We all hope that we never need to use insurance, but we’re protected from crushing debt to be on the safe side.

What Can You Expect from Medicare?

First, be aware that Medicare does not cover every medical service, and it does not pay for 100 percent of many services that it does cover. Part A deals with home health care, hospice, hospital and skilled nursing care. You have to meet a $1,100 deductible per illness before your Part A coverage will begin. After that, Part A pays will cover your hospitalization charges for the first 60 days, but it only pays for a portion of the daily cost starting on the 61st day.

Part B handles doctor services, and other services that are not covered under Part A. After you have met

Sometimes It Is Better To Remain Silent And Thought Ignorant Than To Speak Up And Remove All Doubt

April 25, 2015 Posted by admin

A number of political class verbal missteps recently have reminded me of a favorite saying that goes something like the following:

“Sometimes it is better to remain silent and thought ignorant than to speak up and remove all doubt.”

Politicians say the darndest things and continue to amaze me with their lack of knowledge of how the world and how reality work:

– With regard to the recent Arizona immigration law, Attorney General Holder testified before the Senate recently, “Sure there is a potential for challenging a law on its face and then challenging a law as it is applied.” No problem here, as Attorney General of the entire United States, it is his job to make sure that laws are proper in light of the Constitution and other state and Federal laws. But, he did not close his mouth fast enough. When queried by a Senator on whether he had actually read the ten page Arizona law, he replied: “I have not had a chance to. I’ve glanced at it. I have not read it.”

So, here is the top law enforcement officer in the country talking about filing suit against a sovereign state of the United States and